Acquiring

JSB Kyivska Rus offers its clients to take advantage of a new service, that is, to install trade terminals or trade acquiring.

Trade acquiring is a service, offered by the Bank to trade and service enterprises. Due to this service, an organization may accept plastic cards as a means of payment for goods and services. It is better to explain in the following way: it is a mutual service offered by both the Bank and trade enterprise to the owner of a payment card. In order to accept payment cards an enterprise has to conclude a treaty of payment terminal installation with the Bank.

Under conditions of such an agreement, a trade and service enterprise:

• provides placing of terminal equipment for acceptance of cards in its premises;
• accepts payment cards as a means of payment for rendered goods and services;
• pays the Bank fee for servicing in accordance with the concluded agreement.

The Bank:

• installs equipment in places of products sale. It is unnecessary to have telecommunications;
• trains the employees of an enterprise in carrying out transactions with payment cards;
• checks the card’s solvency while carrying out payment transactions;
• repays amounts of transactions with usage of cards for a short term;
• provides necessary materials;
• gives an advise if there are some difficulties while carrying out payment transactions with usage of payment cards.

Trade acquiring is a beneficial business for both the Bank and enterprise. The Bank has an opportunity to widen a range of its services, get additional income in trade and service network. The enterprise gets an advantage as well:

• increase of a trade turnover (those, who use payment cards are not limited by amount of cash and as a result buy unplanned goods);
• provision of payments safety;
• less expenses for collection.