Private Banking

Private Banking is a financial service provided by the Bank to private individuals investing sizable assets. The basis of the Programme is the development of an individual strategy with increase of capital. This service is based on the principle of investment of the owner’s capital in securities portfolio. In such a way, Private Banking assumes that clients are ready to place their capital for a long time.

In this case, income from investment in securities can be much higher than the bank deposit, but there is also an investment risk. The basis of Private Banking is favourable economic conditions which allow to separate business and family capital.

Private Banking consists of the following list of goods and services:

The classic banking services are as follows:

• opening and servicing of current and deposit accounts of individuals in national and foreign currencies;
• transactions with travelers cheques;
• money transfers;
• transactions with precious metals;
• deposit storage services;
• transactions with payment cards;
• loan transactions (consumer lending, mortgage etc.).

Creation of individual investment portfolio and trust management:

• the Bank’s specialists develop an investment strategy and create the individual investment portfolio;
• financial planning and wealth management are services based on the high rate of client’s trust to the Bank.

As a client of Private Banking, you will have a choice of a range of personal finance solutions. Finance options range from mortgage packages to tailored Asset Finance solutions. Our ability to make speedy decisions supports your demanding lifestyle. We aim to deliver a traditional banking service through an efficient team of dedicated bankers.

Consulting services:

Set of services for tax and judicial consulting, development of recommendations, aimed at tax planning and minimization of taxes.

Additional non-banking services. Such services are a complex organization of processes in all non-working spheres of life – a house, leisure, rest, holidays and health.

It is a kind of informational and organizational service that makes life easier and allows to provide a client with additional services or privileges (discount programmes, private business clubs etc.). Besides, different programmes of investment in non-financial assets (real estate, art, precious metals, air tickets or hotel reservation, freight of private aeroplains, buying tickets for football, Formula 1 or WIMBLEDON) may be offered. Services are provided for both the Bank’s clients and their families.

At the same time, clients of Private Banking are offered private lending services. It is very convenient, when a client urgently needs money, for instance, to buy an expensive real estate, but it takes plenty of time to use money being placed to the working assets. In this case, the Bank issues a loan to the client on favourable terms. Lending is not carried out by the usual template, but within the bounds of the client’s demand. That is, a decision on the loan issue, the amount, interest rate and the other terms and conditions are formed individually for each client.

As a successful person, time is probably one of your most treasured assets. Our Private Banking service is designed to help you ensure that the financial needs of you and your family are met quickly and efficently.