Special terms and conditions of the mortgage loan extension to individuals for housing purchase at "Olzhyn Grad" Residential Complex in Vyshhorod (Kyiv region):
Lending currency | Loan interest rate, dependent on the amount of the Borrower’s advance payment, % per annum |
Advance 30 % - 39 % of cost of dwelling | Advance 40 % - 49 % of cost of dwelling | Advance 50 % and more of cost of dwelling |
UAH | 17.0 | 16.0 | 15.0 |
One-off fixed payment depends on the amount of the advance payment:
Amount of advance payment | Advance 30 % - 39 % | Advance 40 % - 49 % | Advance 50 % and more |
One-off fixed payment for loan extension | 2 % | 1.5 % | 1 % |
Minimum advance payment – 30 % of the amount of the purchased dwelling.
Maximum lending term – 20 years.
Repayment – monthly, according to the standard scheme or by annuity payments.
Sale counseling:
Phone number: 495-54-51, 495-54-52, 227-77-60
2 Solomyanska St., Kyiv (the ground floor)
Loan counseling:
Phone number: 467-74-61, 467-64-21
11-A Khoryva St., Kyiv,
45 Urytskoho St., Kyiv,
6 Mezhyhirskoho Spasa St., Vyshhorod
Documents to be provided by the Borrower for reception of the loan:
- an application on reception of the loan and questionnaire of the Borrower (filled in the Bank);
- a passport of the Borrower, his wife/her husband (in case the Borrower entered into legal marriage);
- taxpayer identification number (in case the Borrower entered into legal marriage);
- reference on incomes for the last six months with indication of a position, work experience, details of the organization where the Borrower works, contact phones of heads and a chief accountant (an original).
- In case the Borrower is an individual-entrepreneur:
- copies of declarations on received incomes with a mark State Tax Inspection (reports of individuals- entrepreneurs on received incomes with a mark State Tax Inspection) for the last 4 accounting periods (if an individual-entrepreneur works less than 4 accounting periods from the moment of registration, report is to be presented for not less than 2 periods);
- a certificate on the state registration, a document on the type of taxation (a patent, certificate of a single tax payer - valid for the moment of loan reception);
- the record book of incomes and expenses (if there is such a book);
- a marriage registration certificate (in case the Borrower entered into legal marriage);
- a copy of the work record card certified by the employer’s stamp;
- a certificate of a child’s birth (if there are minor children);
- a certificate from the other bank on the Borrower’s debts by earlier received loans and on debt servicing (if there are outstanding loans at the moment of loan reception in JSB Kyivska Rus);
- the other documents are to be provided on the Bank’s request;
- the Guarantor presents the same list of documents.
Documents to be provided by the Seller of a real estate:
- documents that certify property right for real estate objects;
- passport of the Owner (the Seller) or all co-owners of real estate;
- passport of wife/husband of the Owner (the Seller) of real estate;
- taxpayer identification number of the Seller, his wife/her husband, (in case the Seller entered into legal marriage);
- a marriage registration certificate (in case the Seller entered into legal marriage);
- certificate-reference of technical inventory bureau (term of certificate validity is 3 months);
- extract from the property right register;
- technical passport for housing;
- certificate from Housing Office on the list of registered tenants in the real estate object;
- certificate on payment of all public utilities and electricity;
- document on independent housing assessment by a subject of the assessment activity, accredited by the Bank;
- the other documents are to be provided on the Bank’s request.
Credit conditions for natural persons to buy accommodations on mortgage in “Liski-2” district: Mykolayiv, Lazurna Street.
Currency | Interest rates in accordance to the down payment, % per annum. |
Down payment 30% - 39 % of accommodation cost | Down payment 40% - 49 % of accommodation cost | Down payment 50% and more of accommodation cost |
UAH | 18 | 17 | 16 |
One time fixed credit payment depends on credit period length and is as follows:
Credit period | Up to 3 years | 3 to 5 years | 5 to10 years |
One time fixed fee for credit | 1% | 2% | 3% |
Minimum down payment – 30% of accommodation cost
Maximum credit period – 10 years.
Payments – monthly.
Possible security:
- Accommodation bought on credit mortgage
- Other accommodation mortgage (real estate).
For further information:
Phone: (0512) 63-53-61 or visit our affiliate: Mykolayiv, 36 Metalurgiv Street,
Contact person – credit manager Orlovskaya Tetyana Anatoliyivna
Terms and conditions of individual mortgage loans for apartments purchase at the residential complex in Illichivsk City (Odesa oblast), 22A Parkova St.
Lending currency - UAH
Interest rate is as follows:
Loan term | up to 36 months | from 36 up to 60 months | from 60 up to 120 months |
Interest rate | 21.0% | 23.0% | 25.0% |
One-time fixed payment for the loan is as follows:
Advance payment | from 30 up to 39% | from 40 up to 49% | from 50 and more |
One-time fixed payment | 3.0% | 2.5% | 2.0% |
Minimum advance payment – 30% of the apartment cost
Maximum lending term – 10 years
Repayment – every month, according to the standard schedule.
Pledge: apartment, bought on credit
Insurance:
- Insurance against accidents;
- Mortgage insurance.
You may get additional information on mortgage loans at the nearest outlet of the JSB Kyivska Rus in your city.
Address of outlets
Contact center: 0-800-500-546
Terms and conditions of retail lending for buying real estate in Cherkasy city, 15 Shevchenko Street
Lending currency: UAH
Maximum lending period - 120 months
Maximum lending amount - 70 % of the mortgaged property
Interest rate depends on the advance payment and is as follows:
Advance payment | from 30 % up to 39 % | from 40 up to 49 % | from 50 % and more |
Rate, % per annum | 20.0 %; | 19.0 % | 18.0 % |
One-time fixed payment
Depends on the lending perid and is as follows:
Up to 3 years inclusive | from 3 up to 5 years inclusive | from 5 up to 10 years inclusive |
1 % of the loan amount | 2 % of the loan amount | 3 % of the loan amount |
Repayment schedule - every month, by equal installments
You may find more detailed information, having visited the nearest outlet of the JSB Kyivska Rus in your city.
Address of outlets
Contact center: 0-800-500-546
